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Paul Finebaum: Ohio State Over Penn State For Playoff Berth

What happens if Ohio State or Penn State win out?

If Ohio State finishes 11-1, and Penn State finishes 11-2 with a Big Ten Championship, which program would make the College Football Playoff? The Buckeyes? The Nittany Lions? Both?

ESPN college football analyst Paul Finebaum attempted to answer that question on Mike & Mike this morning.

His answer: Ohio State.

“I could justify putting Ohio State over Penn State,” Finebaum said. "Sometimes you have to look at mitigating circumstances. We see wild-card teams in baseball and college basketball, but I just can not see college football having a legitimate national championship, a legitimate playoff, without the second-best team in the country no matter what you throw at me."

"I would be forced on that committee to go ahead and try a way to get Penn State in there as well. I don’t think it’s really that much of a stretch if Penn State wins the Big Ten Championship. Someone’s going to have to lose as a result of this. Sometimes you have to look broader and look at the entire panel (of teams). I’d rather have Ohio State as a non-divisional champion than have an illegitimate team in there ahead of one that deserves to be.”

Ohio State is No. 2 in the latest CFB Playoff rankings. Penn State is No. 8.